ID this bee

[blg002]

I assume this is a paper wasp, right?



That is a picture of her eating some of my cedar raised bed for nest making, i assume. Is this something to worry about or should i be happy that i will have wasp, that as i understand will be a predator for unwanted pests, visiting my garden often. They were not aggressive at all so im not scared of stings, i don't care about the aesthetics of the eaten wood unless it's going to be totally destroyed.

[Maggiesdad]

second pic...

http://www.bayswater.wa.gov.au/environment/environmental-health/european-wasps